Supplier invoices and customer contracts help a bank understand the economic purpose of the account. They can connect the business description with counterparties, products, countries and expected payment amounts.
Show the relevant commercial relationship An invoice can demonstrate what is being purchased or sold, but it may need context. Explain how the counterparty fits the business, whether goods have been delivered and how the payment will be made.
A contract can explain recurring revenue or future obligations. Clearly distinguish signed commitments from proposals and drafts. A reviewer should not have to infer whether an agreement is active.
Make the chain understandable For a trader, link the supplier order, customer sale and shipping arrangement. For an agency, explain the service scope and milestones instead of supplying irrelevant goods documentation.
If a payment comes from a party other than the named customer, explain the legitimate reason and confirm that the provider permits the arrangement. Unexplained third party flows can be more difficult to assess.
Handle confidential information properly Ask what the provider needs and how it should be uploaded. Do not redact the very details required to establish the relationship without agreement. Equally, avoid distributing sensitive contracts through informal channels when a secure portal is available.
If the company is new and has no completed invoices, state that openly and provide available genuine evidence. Creating a false commercial history is not a solution. The aim is to show how the proposed account supports real activity at the company's current stage.
Sources and scope
General information, not advice for your individual legal or tax position. Confirm current requirements with the relevant authority or provider.