/* Cluched / September 2026. All visual states use the same theme tokens. */
:root,html[data-theme="dark"]{--paper:#0b1210;--surface:#111d18;--surface-raised:#18261f;--ink:#f3f6ef;--muted:#a7b7ad;--line:#2b3b31;--accent:#d1fa96;--accent-ink:#162516;--accent-soft:#24351c;--header:rgba(11,18,16,.94);--shadow:0 24px 60px #0002;color-scheme:dark}
html[data-theme="light"]{--paper:#f7f9f4;--surface:#edf2e9;--surface-raised:#fff;--ink:#14271d;--muted:#53665b;--line:#d5dfd1;--accent:#cee993;--accent-ink:#17271b;--accent-soft:#e3ecd5;--header:rgba(247,249,244,.95);--shadow:0 24px 60px #1735200a;color-scheme:light}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:108px}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.65 Arial,Helvetica,sans-serif}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select,textarea{-webkit-tap-highlight-color:transparent}a,button{touch-action:manipulation}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,[tabindex]:focus-visible{outline:2px solid #7baf46;outline-offset:5px}button{cursor:pointer}img{max-width:100%;display:block}h1,h2,h3,p{margin:0}h1,h2,h3{font-weight:500;letter-spacing:-.047em;line-height:1.1;text-wrap:balance}h1{font-size:clamp(3.3rem,5.5vw,5.8rem)}h2{font-size:clamp(2.25rem,3.7vw,3.75rem)}h3{font-size:1.5rem;line-height:1.25;letter-spacing:-.027em}p{color:var(--muted)}em{font-family:Georgia,'Times New Roman',serif;font-weight:400;color:var(--accent);letter-spacing:-.06em}html[data-theme="light"] em{color:#507427}ul{padding-left:20px}li{padding:5px 0}.wrap{width:calc(100% - 112px);max-width:1280px;margin-inline:auto}.section{padding-block:88px}.eyebrow{font-size:.75rem;font-weight:600;line-height:1.5;letter-spacing:.13em;margin-bottom:22px;text-transform:uppercase;color:var(--accent)}html[data-theme="light"] .eyebrow{color:#536b35}.line{width:25px;height:2px;background:currentColor;display:inline-block;vertical-align:middle;margin-right:9px}.lead{font-size:1.125rem;max-width:760px;margin-top:24px}.section-head{display:flex;justify-content:space-between;align-items:flex-end;gap:50px;margin-bottom:36px}.section-head>p{max-width:400px}.icon{display:inline-block;vertical-align:middle;flex-shrink:0;width:20px;height:20px}.button{display:inline-flex;align-items:center;justify-content:space-between;gap:24px;border:1px solid var(--accent);border-radius:8px;background:var(--accent);color:var(--accent-ink);padding:15px 21px;min-height:52px;font-size:.9375rem;font-weight:600;transition:transform .2s,box-shadow .2s}.button:hover{transform:translateY(-2px);box-shadow:0 5px 24px #a4dd681c}.button span{display:inline-flex;align-items:center}.button.light{background:var(--accent);color:var(--accent-ink)}.text-link{display:inline-flex;align-items:center;gap:14px;font-size:.9375rem;border-bottom:1px solid var(--line);padding-block:10px}.text-link:hover{border-color:var(--ink)}.text-link>span{display:flex}.tag{display:inline-block;font-size:.75rem;line-height:1.4;border:1px solid var(--line);border-radius:30px;padding:6px 11px}.muted{font-size:.875rem;color:var(--muted)}.skip{position:fixed;top:-100px;left:20px;z-index:100;background:var(--accent);color:var(--accent-ink);padding:12px 20px;border-radius:6px}.skip:focus{top:10px}
/* Navigation */
header{position:sticky;top:0;z-index:30;background:var(--header);backdrop-filter:blur(18px);border-bottom:1px solid var(--line)}.nav{min-height:88px;display:flex;align-items:center;gap:24px}.brand{display:inline-flex;align-items:center;font-size:2rem;font-weight:750;letter-spacing:-.085em;line-height:1}.brand-symbol{width:30px;height:30px;border:1px solid var(--accent);border-radius:9px;display:grid;place-items:center;background:var(--accent);color:var(--accent-ink);font-size:1.75rem;letter-spacing:-.08em;padding-right:3px;margin-right:9px}.brand-period{color:var(--accent)}html[data-theme="light"] .brand-period{color:#5e852d}.nav nav{display:flex;gap:23px;align-items:center;margin-left:auto;order:1}.nav nav a{font-size:.875rem;color:var(--muted);position:relative;padding:12px 0;white-space:nowrap}.nav nav a:hover,.nav nav a[aria-current]{color:var(--ink)}.nav nav a[aria-current]:after{content:'';height:2px;background:var(--accent);position:absolute;bottom:3px;left:0;right:0}.theme-toggle{order:2;display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;border:1px solid var(--line);border-radius:50%;background:transparent;color:var(--ink);flex-shrink:0}.theme-toggle:hover{background:var(--surface)}.theme-label{position:absolute;clip:rect(0,0,0,0);width:1px;height:1px;overflow:hidden;white-space:nowrap}.moon-icon{display:none}html[data-theme="light"] .sun-icon{display:none}html[data-theme="light"] .moon-icon{display:block}.nav-cta{order:3;display:flex;align-items:center;gap:20px;padding:11px 17px;background:var(--accent);color:var(--accent-ink);border:1px solid var(--accent);border-radius:7px;font-size:.875rem;font-weight:600;white-space:nowrap}.nav-cta>span{display:flex}.menu{display:none}.close-icon{display:none}.menu[aria-expanded="true"] .menu-icon{display:none}.menu[aria-expanded="true"] .close-icon{display:block}
/* Homepage */
.hero{display:grid;grid-template-columns:1fr 1.1fr;align-items:center;gap:46px;padding-block:62px 64px}.hero h1{font-size:clamp(3.75rem,6vw,5.85rem);line-height:1.02;letter-spacing:-.065em}.hero h1 em{font-size:1.03em}.hero-copy>p{max-width:510px;margin-top:26px;font-size:1.075rem}.hero-actions{display:flex;align-items:center;gap:27px;margin-top:31px}.hero-foot{display:flex;align-items:center;gap:10px;font-size:.8125rem;margin-top:34px;color:var(--muted)}.hero-foot .icon{width:17px;height:17px}.hero-visual{background:#0a1510;position:relative;border:1px solid #2b3b31;overflow:hidden;border-radius:20px;box-shadow:var(--shadow);color:#f3f6ef;isolation:isolate}.visual-heading{position:absolute;top:23px;left:23px;right:23px;display:flex;justify-content:space-between;gap:16px;font-size:.75rem;letter-spacing:.12em;color:#c0cdbb;z-index:1}.hero-visual>img{width:100%;height:auto;aspect-ratio:1.22;object-fit:cover;object-position:50% 50%}.visual-caption{display:flex;justify-content:space-between;align-items:center;gap:20px;margin:-54px 24px 0;padding-top:15px;position:relative;z-index:1;font-size:.8125rem;color:#c1ccbf;text-shadow:0 2px 15px #000}.visual-caption strong{color:#f3f6ef;font-weight:500}.visual-seal{border:1px solid #657551;border-radius:50%;height:42px;width:42px;display:grid;place-items:center;background:#112315c7}.visual-seal .icon{width:24px;height:24px;color:#d1fa96}.setup-rail{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border-top:1px solid #30422d;margin-top:22px;background:#132015}.setup-rail a{display:flex;align-items:center;justify-content:center;gap:12px;padding:20px 10px;transition:background .2s}.setup-rail a:hover{background:#20321a}.setup-rail a+*{border-left:1px solid #30422d}.setup-rail>.icon{color:#d1fa96}.setup-rail span{font-size:.9375rem;line-height:1.5}.setup-rail small{display:block;font-size:.75rem;letter-spacing:.07em;color:#aec29d;margin-bottom:3px}.setup-rail .icon{color:#d1fa96;width:23px;height:23px}.provider-strip{border-block:1px solid var(--line);padding:23px 0 20px;background:var(--surface)}.provider-strip p{text-align:center;font-size:.75rem;letter-spacing:.06em}.provider-strip .wrap>.logo-grid{display:flex;justify-content:center;align-items:center;gap:28px;flex-wrap:wrap;margin:22px 0}.logo-tile{display:inline-flex;justify-content:center;align-items:center;min-width:0}.provider-strip .logo-tile{width:108px}.provider-logo{width:100%;max-width:145px;height:36px;object-fit:contain}.provider-strip small{display:block;text-align:center;font-size:.75rem;color:var(--muted)}html[data-theme="dark"] .provider-logo{filter:grayscale(1) brightness(0) invert(.87)}.service-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.service-card{position:relative;border:1px solid var(--line);border-radius:12px;padding:27px;background:var(--surface);display:flex;flex-direction:column;transition:background .2s,transform .2s,border-color .2s}.service-card:hover{background:var(--surface-raised);transform:translateY(-4px);border-color:#6b8a50}.card-number{position:absolute;right:25px;top:26px;font:.8rem/1.5 monospace;color:var(--muted)}.service-icon{display:grid;place-items:center;width:52px;height:52px;background:var(--accent-soft);border:1px solid var(--line);border-radius:12px;color:var(--accent);margin-bottom:33px}html[data-theme="light"] .service-icon{color:#577533}.service-icon .icon{width:28px;height:28px}.service-card h3{font-size:1.4rem;max-width:230px}.service-card p{margin:15px 0 26px;font-size:1rem;flex:1}.card-link{font-size:.875rem;display:flex;align-items:center;justify-content:space-between;gap:12px}.dark-section{background:var(--surface);border-block:1px solid var(--line)}.risk-feature{padding-block:72px;display:grid;grid-template-columns:1.08fr 1fr;gap:100px}.risk-feature>div>p{max-width:460px;margin:23px 0 28px}.risk-list>div{position:relative;padding:20px 0 21px 50px;border-bottom:1px solid var(--line)}.risk-list>div:first-child{border-top:1px solid var(--line)}.risk-list span{position:absolute;top:25px;left:2px;font:.8rem monospace;color:var(--accent)}html[data-theme="light"] .risk-list span{color:#597a30}.risk-list h3{font-size:1.2rem}.risk-list p{font-size:.9375rem;margin-top:8px}.hk-feature{display:grid;grid-template-columns:1fr 1.15fr;overflow:hidden;border:1px solid var(--line);border-radius:16px;background:var(--surface)}.hk-visual{position:relative;min-width:0;background:#08130e;overflow:hidden;min-height:440px;display:flex}.hk-visual img{height:100%;width:100%;object-fit:cover;object-position:50% 40%;position:absolute;inset:0}.hk-visual:after{content:'';position:absolute;inset:45% 0 0;background:linear-gradient(transparent,#08130e 90%)}.hk-location{position:relative;align-self:flex-end;padding:30px;display:flex;gap:18px;align-items:center;color:#f3f6ef;z-index:1}.location-mark{font-size:2.5rem;letter-spacing:-.05em;line-height:1;border:1px solid #5c6e4c;padding:14px 12px;border-radius:10px;color:#d1fa96}.hk-location .eyebrow{display:block;font-size:.75rem;margin:0 0 6px;color:#c4d6b1!important}.hk-location strong{font-size:1.5rem;font-weight:500;letter-spacing:-.03em}.hk-content{padding:37px 40px}.hk-content .eyebrow{font-size:.75rem;margin-bottom:15px;display:block}.hk-content h3{font-size:2.3rem;letter-spacing:-.05em}.hk-content>p{margin-top:16px;font-size:1rem}.feature-list{list-style:none;padding:0;margin:24px 0}.feature-list li{display:flex;align-items:flex-start;gap:14px;padding:12px 0;border-top:1px solid var(--line)}.feature-list .icon{margin-top:4px;color:var(--accent)}html[data-theme="light"] .feature-list .icon{color:#577533}.feature-list strong{display:block;font-size:.9375rem;font-weight:500;color:var(--ink)}.feature-list span{display:block;color:var(--muted);font-size:.875rem;margin-top:3px}.hk-packages{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:18px}.hk-packages a{display:flex;gap:18px;align-items:center;justify-content:space-between;padding:20px;border:1px solid var(--line);border-radius:10px;background:var(--surface);transition:border-color .2s}.hk-packages a:hover{border-color:var(--accent)}.hk-packages a>span{font-size:1.05rem;font-weight:500}.hk-packages small{display:block;font-size:.75rem;color:var(--muted);font-weight:400;line-height:1.5;margin-top:4px;letter-spacing:0}.hk-packages strong{font-size:1.5rem;font-weight:500;letter-spacing:-.045em}.hk-packages .icon{width:18px}.feature-note{font-size:.8125rem;margin-top:16px}.hk-section+.section{padding-top:0}
/* Journal */
.article-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.article-card{display:flex;flex-direction:column;border:1px solid var(--line);border-radius:12px;overflow:hidden;background:var(--surface);transition:transform .2s,border-color .2s}.article-card:hover{transform:translateY(-4px);border-color:#718b55}.article-art{height:180px;background:#233820;display:flex;align-items:flex-end;justify-content:space-between;padding:20px 24px;overflow:hidden;position:relative;color:#d1fa96;background-image:linear-gradient(#d1fa9608 1px,transparent 1px),linear-gradient(90deg,#d1fa9608 1px,transparent 1px);background-size:28px 28px}.article-art>span{font-size:5rem;line-height:.9;letter-spacing:-.09em;opacity:.35}.article-art>p{font-size:.75rem;max-width:100px;text-align:right;letter-spacing:.1em;color:inherit}.journal-symbol{position:absolute;left:24px;top:22px}.journal-symbol .icon{width:42px;height:42px;stroke-width:1.3}.art-1{background-color:#18312d;color:#aeedd2}.art-2{background-color:#20313b;color:#afd4e7}.art-3{background-color:#2c2d21;color:#e3e0a3}.art-4{background-color:#302b39;color:#d8c5ee}.article-info{padding:25px;display:flex;flex-direction:column;flex:1}.article-info .eyebrow{font-size:.75rem;display:block;margin-bottom:13px}.article-info h3{font-size:1.4rem;line-height:1.3}.article-info p{font-size:.9375rem;margin:15px 0 22px;flex:1}.article-info .card-link{padding-top:16px;border-top:1px solid var(--line)}.cta{background:var(--accent-soft);border:1px solid var(--line);border-radius:16px;padding:43px 42px;margin-bottom:72px;display:flex;justify-content:space-between;align-items:center;gap:30px}.cta h2{font-size:clamp(2rem,3vw,2.9rem)}.cta .eyebrow{margin-bottom:15px}.cta .button{flex-shrink:0}footer{background:var(--surface);border-top:1px solid var(--line);padding:50px 0 25px}.footer-top{display:grid;grid-template-columns:1fr 1fr 1fr;gap:30px;padding-bottom:38px}.footer-top .brand{align-self:start;font-size:2.5rem}.footer-top>div{display:grid;grid-template-columns:1fr 1fr;gap:12px;font-size:.875rem}.footer-bottom{border-top:1px solid var(--line);padding-top:25px;display:flex;gap:40px;justify-content:space-between}.footer-bottom p{font-size:.75rem}.footer-bottom p:last-child{max-width:740px}
/* Inner pages */
.page-intro{padding-block:68px 50px}.page-intro h1{max-width:1100px}.page-intro .lead{max-width:760px}.anchor-nav{display:flex;gap:28px;flex-wrap:wrap;border-block:1px solid var(--line);padding:17px 0;font-size:.875rem}.anchor-nav a{display:flex;align-items:center;gap:12px;padding:5px 0}.anchor-nav .icon{width:16px}.note{padding:18px 22px;border-left:2px solid #88a856;background:var(--surface);font-size:.875rem;margin-top:26px;border-radius:0 8px 8px 0}.note a{text-decoration:underline;text-underline-offset:3px}.tint{background:var(--surface);border-block:1px solid var(--line)}.provider-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:36px}.provider-card{background:var(--paper);border:1px solid var(--line);padding:27px;border-radius:12px;min-width:0}.provider-name{margin-bottom:15px;min-height:40px;display:flex;align-items:center}.provider-name .logo-tile{width:150px;justify-content:flex-start}.provider-name .provider-logo{object-position:left}.provider-card p{margin:18px 0;font-size:1rem}.provider-card a{font-size:.875rem;text-decoration:underline;text-underline-offset:4px}.provider-card a .icon{width:15px;height:15px}.account-list{border-top:1px solid var(--line)}.account-list>div{display:grid;grid-template-columns:.9fr 2fr .8fr;align-items:center;gap:30px;padding:25px 0;border-bottom:1px solid var(--line)}.account-list span{font-size:.75rem;justify-self:end;border:1px solid var(--line);border-radius:20px;padding:5px 11px;text-align:center}.account-list p{font-size:1rem}.package-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:36px}.package{border:1px solid var(--line);border-radius:12px;padding:29px;background:var(--paper);display:flex;flex-direction:column}.package h3{font-size:2rem;margin:24px 0 12px}.package>p{font-size:1rem;min-height:53px}.price{font-size:2.8rem;letter-spacing:-.055em;line-height:1.2;margin-top:26px}.price small{display:block;font-size:.75rem;letter-spacing:.06em;color:var(--muted);margin-top:7px}.package ul{font-size:.9375rem;color:var(--muted);padding-left:18px;margin:25px 0 30px;flex:1}.package li{padding-block:7px}.package li::marker{color:#88a856}.package .button{gap:12px;padding:13px 19px}.package .tag{align-self:flex-start}.package.featured{border-color:#8fb265;background:var(--accent-soft)}.package.featured .tag{border-color:#8fb265}.extras{display:grid;grid-template-columns:1fr 1fr;gap:30px;margin-top:36px}.extras>div{border-top:1px solid var(--line);padding-top:25px}.extras span{font-size:.75rem;letter-spacing:.1em;color:var(--muted)}.extras h3{margin:13px 0}.extras strong{font-size:2rem;font-weight:400;letter-spacing:-.04em}.extras small{font-size:.875rem;letter-spacing:0}.extras p{font-size:.9375rem;margin-top:14px}.process-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:26px;margin-top:35px}.process-grid>div{border-top:1px solid var(--line);padding-top:24px}.process-grid span{display:inline-grid;place-items:center;width:38px;height:38px;border:1px solid var(--line);border-radius:50%;font:.8rem monospace;color:var(--muted)}.process-grid h3{margin:22px 0 13px;font-size:1.25rem}.process-grid p{font-size:1rem}.risk-summary{background:var(--accent-soft);border:1px solid var(--line);padding:33px 38px;border-radius:12px;display:grid;grid-template-columns:1fr 1.5fr;gap:10px 50px}.risk-summary .eyebrow{grid-column:1/-1;margin:0}.risk-summary h2{font-size:2.75rem}.risk-summary p{color:var(--ink)}.eligibility-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-top:35px}.eligibility-grid article{padding:26px;border:1px solid var(--line);border-radius:12px;background:var(--surface)}.eligibility-grid h3{margin:18px 0}.table-scroll{overflow:auto;margin-top:35px;border:1px solid var(--line);border-radius:10px;overscroll-behavior-x:contain}table{border-collapse:collapse;width:100%;min-width:810px;text-align:left;font-size:.9375rem}th{background:var(--accent-soft);font-weight:600}td,th{padding:23px;vertical-align:top;border-bottom:1px solid var(--line)}tr:last-child td{border-bottom:0}td:first-child{font-weight:600;min-width:155px}td a{text-decoration:underline;font-size:.875rem}td:nth-child(2){width:24%}td:nth-child(3){width:38%}.document-panel{margin-top:38px;padding:30px;background:var(--surface);border:1px solid var(--line);border-radius:12px;display:flex;align-items:center;gap:36px}.document-panel p{margin-top:13px;max-width:680px}.document-panel .button{flex-shrink:0}.blog-section{padding-top:0}.article-meta{padding-bottom:25px;border-bottom:1px solid var(--line);font-size:.8125rem;color:var(--muted)}.back{display:inline-flex;gap:8px;align-items:center;margin-top:34px;font-size:.875rem}.back+.page-intro{padding-top:30px}.article-layout{display:grid;grid-template-columns:225px minmax(0,750px);gap:60px;padding-block:45px 70px;justify-content:space-between}.toc{align-self:start;position:sticky;top:122px}.toc a{display:block;font-size:.875rem;padding:11px 0;border-bottom:1px solid var(--line);color:var(--muted)}.article-body section{margin-bottom:37px;scroll-margin-top:110px}.article-body h2{font-size:1.85rem;line-height:1.25;letter-spacing:-.035em;margin-bottom:17px}.article-body p{font-size:1.0625rem;line-height:1.85}.article-body section:first-child{padding:25px;background:var(--surface);border-left:2px solid #88a856;border-radius:0 8px 8px 0}.sources{border-top:1px solid var(--line);padding-top:27px}.sources h3{margin-bottom:14px}.sources a{display:block;font-size:.875rem;text-decoration:underline;overflow-wrap:anywhere;margin:8px 0}.sources p{font-size:.8125rem;margin-top:18px}.article-next{background:var(--accent-soft);border:1px solid var(--line);border-radius:10px;padding:27px;margin-top:30px}.article-next p{margin:13px 0 23px;font-size:1rem}.contact-layout{display:grid;grid-template-columns:1fr 1.5fr;gap:75px;padding-top:10px;padding-bottom:80px}.contact-layout aside>p{margin:22px 0}.contact-layout h2{font-size:2.75rem}.contact-note{border-block:1px solid var(--line);padding:22px 0}.contact-note h3{font-size:1.075rem;margin-bottom:11px}.contact-note p{font-size:.9375rem}form{padding:33px;background:var(--surface);border:1px solid var(--line);border-radius:14px}label{font-size:.875rem;display:block;margin-bottom:22px}input,textarea,select{display:block;width:100%;min-width:0;border:1px solid var(--line);border-radius:6px;background:var(--paper);padding:12px;margin-top:8px;color:var(--ink);font-size:1rem}input::placeholder,textarea::placeholder{color:var(--muted);opacity:.8}textarea{resize:vertical;min-height:140px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:20px}.check{display:flex;align-items:flex-start;gap:12px;font-size:.875rem}.check input{width:19px;height:19px;flex-shrink:0;margin:4px 0;accent-color:#81a856}.form-disclosure{font-size:.8125rem;margin-top:18px}#form-status{font-size:.875rem;margin-top:15px;color:var(--ink)}#form-status:empty{display:none}
/* Responsive sizing: graphics remain SVG, text stays readable, no clipped columns. */
@media(min-width:1600px){.hero{padding-block:80px}.hero h1{font-size:6.1rem}}
@media(max-width:1190px){.wrap{width:calc(100% - 72px)}.nav{gap:18px}.nav nav{gap:18px}.nav-cta{display:none}.hero{gap:30px}.hero h1{font-size:clamp(3.5rem,6.4vw,5.25rem)}.hero-visual>img{aspect-ratio:1.12}.setup-rail a{gap:8px}.setup-rail .icon{width:20px}.risk-feature{gap:50px}.hk-content{padding:29px}.hk-packages a{gap:12px;padding:18px}.hk-packages .icon{display:none}.hk-packages small{font-size:.75rem}.hk-packages strong{font-size:1.35rem}.contact-layout{gap:45px}.package{padding:24px}.article-info{padding:23px}}
@media(max-width:960px){.wrap{width:calc(100% - 48px)}.nav{min-height:78px;flex-wrap:wrap;gap:12px}.nav .brand{font-size:1.85rem}.theme-toggle{margin-left:auto}.menu{display:inline-flex;order:3;align-items:center;gap:8px;border:1px solid var(--line);background:var(--surface);color:var(--ink);min-height:44px;border-radius:8px;padding:10px 13px;font-size:.875rem}.nav nav{display:none;order:4;flex:0 0 100%;padding-bottom:20px;margin-left:0;flex-direction:column;align-items:stretch;gap:4px}.nav nav.open{display:flex}.nav nav a{padding:11px 14px;border-radius:6px;font-size:1rem}.nav nav a[aria-current]{background:var(--surface)}.nav nav a[aria-current]:after{display:none}.hero{gap:25px;padding-block:50px}.hero-copy>p{font-size:1rem}.hero-actions{gap:15px;flex-wrap:wrap}.hero h1{font-size:clamp(3.2rem,6.4vw,4rem)}.hero .eyebrow{font-size:.75rem}.visual-heading{font-size:.75rem;left:16px;right:16px;top:18px}.hero-visual>img{aspect-ratio:.98}.setup-rail a{gap:8px;flex-direction:column;text-align:center;padding:15px 6px}.setup-rail small{font-size:.75rem}.setup-rail span{font-size:.8125rem}.visual-caption{margin-inline:17px;font-size:.75rem}.visual-seal{width:34px;height:34px}.service-card{padding:22px}.service-card h3{font-size:1.3rem}.section{padding-block:65px}.section-head{gap:30px}.section-head>p{max-width:330px}.risk-feature{padding-block:60px;gap:35px}.hk-feature{grid-template-columns:.9fr 1.1fr}.hk-content{padding:26px}.hk-content h3{font-size:2rem}.hk-location{padding:23px;gap:13px}.location-mark{font-size:2rem}.hk-packages a{align-items:flex-start;flex-direction:column;gap:10px}.hk-packages strong{font-size:1.5rem}.hk-packages small{font-size:.75rem}.article-grid{gap:17px}.article-info{padding:20px}.article-info h3{font-size:1.25rem}.article-art{height:155px;padding:19px}.article-art>span{font-size:4rem}.article-art>p{font-size:.75rem}.journal-symbol{left:19px;top:17px}.journal-symbol .icon{width:34px;height:34px}.provider-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.package-grid{gap:14px}.package{padding:21px}.package>p{min-height:79px}.package .button{padding:12px;font-size:.875rem}.process-grid{gap:20px}.article-layout{grid-template-columns:185px minmax(0,1fr);gap:35px}.contact-layout{gap:30px}.risk-summary{gap:18px 30px}.risk-summary h2{font-size:2.25rem}}
@media(max-width:760px){.wrap{width:calc(100% - 40px)}h1{font-size:clamp(2.75rem,8.5vw,4rem)}h2{font-size:clamp(2.1rem,6.5vw,3rem)}.hero{grid-template-columns:1fr;padding-block:42px;gap:33px}.hero h1{font-size:clamp(3.4rem,10vw,5rem)}.hero-copy>p{font-size:1.0625rem;margin-top:23px}.hero .eyebrow{font-size:.75rem}.hero-actions{gap:24px;margin-top:27px}.hero-foot{margin-top:24px}.hero-visual{max-width:640px;width:100%;margin:auto}.hero-visual>img{aspect-ratio:1.55}.visual-heading{font-size:.75rem;left:21px;right:21px;top:20px}.visual-caption{font-size:.8125rem;margin-inline:23px}.setup-rail a{flex-direction:row;gap:11px;padding:19px 10px;text-align:left}.setup-rail small{font-size:.75rem}.setup-rail span{font-size:.875rem}.section{padding-block:54px}.section-head{display:block;margin-bottom:28px}.section-head>p{max-width:600px;margin-top:20px}.section-head>.text-link{margin-top:17px}.eyebrow{margin-bottom:18px}.provider-strip .wrap>.logo-grid{gap:16px 24px;margin:22px 0}.provider-strip .logo-tile{width:90px}.provider-strip .provider-logo{height:30px}.service-grid{grid-template-columns:1fr;gap:14px}.service-card{padding:25px}.service-icon{margin-bottom:23px}.service-card h3{font-size:1.5rem;max-width:none}.service-card p{max-width:550px;margin:13px 0 22px}.risk-feature{grid-template-columns:1fr;padding-block:53px;gap:32px}.risk-feature>div>p{max-width:600px}.risk-list>div{padding-block:21px}.hk-feature{grid-template-columns:1fr}.hk-visual{min-height:300px}.hk-visual img{object-position:50% 40%}.hk-content{padding:28px}.hk-content h3{font-size:2.2rem}.hk-location{padding:24px}.hk-packages{gap:12px}.hk-packages a{padding:17px}.hk-packages a>span{font-size:1rem}.hk-packages small{font-size:.75rem}.feature-note{font-size:.8125rem}.article-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.article-grid>.article-card:last-child:nth-child(odd){grid-column:1/-1}.article-info h3{font-size:1.45rem}.article-art{height:165px}.article-art>p{font-size:.75rem}.article-art>span{font-size:4.5rem}.cta{display:block;padding:30px;margin-bottom:52px}.cta .button{margin-top:24px}.footer-top{grid-template-columns:1fr 1fr;padding-bottom:30px}.footer-top>div{grid-column:1/-1}.footer-bottom{display:block}.footer-bottom p:last-child{margin-top:15px}.page-intro{padding-block:43px 35px}.page-intro .lead{font-size:1.0625rem}.anchor-nav{gap:12px 24px;font-size:.875rem}.account-list>div{grid-template-columns:1fr 2fr;gap:12px 24px}.account-list span{grid-column:2;justify-self:start}.package-grid{grid-template-columns:1fr;gap:17px}.package{padding:28px}.package>p{min-height:0}.package .button{font-size:.9375rem;padding:15px 20px}.package h3{margin-top:22px}.package .price{font-size:2.8rem}.extras{gap:25px}.process-grid{grid-template-columns:1fr 1fr;gap:28px}.process-grid p{font-size:1rem}.risk-summary{grid-template-columns:1fr;padding:27px;gap:15px}.risk-summary h2{font-size:2.2rem}.eligibility-grid{gap:16px}.eligibility-grid article{padding:23px}.document-panel{display:block;padding:25px}.document-panel .button{margin-top:24px}.article-layout{grid-template-columns:1fr;gap:28px;padding-block:28px 50px}.toc{position:static;display:flex;flex-wrap:wrap;gap:4px 18px;padding-bottom:18px;border-bottom:1px solid var(--line)}.toc .eyebrow{flex-basis:100%;margin-bottom:2px}.toc a{border-bottom:0;padding-block:5px}.article-body p{font-size:1rem}.contact-layout{grid-template-columns:1fr;gap:30px;padding-bottom:50px}.contact-layout aside>p{max-width:600px}.blog-section{padding-top:0}.desktop-break{display:none}}
@media(max-width:480px){.wrap{width:calc(100% - 36px)}.nav{min-height:74px;column-gap:10px}.nav .brand{font-size:1.75rem}.brand-symbol{width:27px;height:27px;margin-right:7px;font-size:1.5rem}.theme-toggle{width:44px;height:44px}.menu{padding:10px;min-height:44px}.menu-label{position:absolute;clip:rect(0,0,0,0);width:1px;height:1px;overflow:hidden}.hero{padding-top:35px;gap:28px}.hero h1{font-size:clamp(3rem,12.7vw,4rem);letter-spacing:-.065em}.hero .eyebrow{font-size:.75rem;letter-spacing:.115em}.hero-copy>p{font-size:1rem}.hero-actions{gap:20px}.hero-actions .button{padding:14px 17px;gap:20px}.hero-actions .text-link{font-size:.875rem;gap:10px}.hero-foot{font-size:.75rem;gap:8px}.hero-visual{border-radius:13px}.hero-visual>img{aspect-ratio:1.17}.visual-heading{font-size:.75rem;left:17px;right:17px}.visual-caption{font-size:.75rem;margin-inline:17px;margin-top:-53px}.visual-seal{width:35px;height:35px}.setup-rail{margin-top:18px}.setup-rail a{flex-direction:column;gap:8px;text-align:center;padding:15px 5px}.setup-rail .icon{width:21px;height:21px}.setup-rail span{font-size:.8125rem}.setup-rail small{font-size:.75rem}.eyebrow{font-size:.75rem}.provider-strip p,.provider-strip small{font-size:.75rem}.provider-strip .wrap>.logo-grid{gap:15px 20px}.provider-strip .logo-tile{width:84px}.service-card{padding:25px}.hk-visual{min-height:260px}.hk-content{padding:25px}.hk-content h3{font-size:1.9rem}.hk-content .eyebrow{font-size:.75rem}.hk-content .button{width:100%;font-size:.875rem;gap:14px;padding:14px 16px}.hk-packages{grid-template-columns:1fr;gap:10px}.hk-packages a{flex-direction:row;align-items:center;padding:18px 20px;gap:12px}.hk-packages .icon{display:block}.hk-packages strong{font-size:1.5rem;margin-left:auto}.hk-packages small{font-size:.75rem}.hk-packages strong small{text-align:right}.article-grid,.provider-grid,.extras,.eligibility-grid{grid-template-columns:1fr}.article-info{padding:24px}.article-art{height:180px;padding:22px 24px}.article-art>span{font-size:5rem}.article-art>p{font-size:.75rem}.journal-symbol{left:24px;top:23px}.journal-symbol .icon{width:42px;height:42px}.article-info .eyebrow{font-size:.75rem}.article-info h3{font-size:1.5rem}.cta{padding:27px 23px}.cta h2{font-size:2rem}.cta .eyebrow{font-size:.75rem}.footer-top{gap:23px}.footer-top p{font-size:.9375rem}.footer-top .brand{font-size:2.25rem}.page-intro h1{font-size:2.95rem;overflow-wrap:break-word}.anchor-nav{gap:6px 18px;font-size:.8125rem}.anchor-nav .icon{width:14px}.account-list>div{grid-template-columns:1fr;gap:12px}.account-list span{grid-column:1}.package{padding:26px}.extras>div{padding-top:22px}.process-grid{grid-template-columns:1fr;gap:25px}.process-grid>div{display:grid;grid-template-columns:40px 1fr;gap:6px 17px;align-items:start}.process-grid span{grid-row:1/3}.process-grid h3{margin:5px 0 7px;font-size:1.25rem}.process-grid p{grid-column:2}.form-row{grid-template-columns:1fr;gap:0}form{padding:23px}.contact-layout h2{font-size:2.4rem}.risk-summary{padding:24px}.risk-summary h2{font-size:2rem}.note{padding:18px;font-size:.875rem}.sources a{font-size:.875rem}.article-body h2{font-size:1.75rem}.article-body section:first-child{padding:22px}.article-next{padding:24px}.article-next .button{gap:15px}.article-meta{font-size:.8125rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation:none!important;transition:none!important}}

.visual-heading{flex-wrap:wrap}.setup-rail small{letter-spacing:.025em}.hero-copy,.hero-visual,.section-head>*,.footer-top>*,.contact-layout>*,.form-row>*,.article-layout>*{min-width:0}
/* Nine supplied providers form a balanced row, or a 3-by-3 phone layout. */
.provider-strip .wrap>.logo-grid{display:grid;grid-template-columns:repeat(9,minmax(0,1fr));gap:18px}
.provider-strip .logo-tile{width:100%;max-width:130px;justify-self:center}
@media(max-width:760px){.provider-strip .wrap>.logo-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:15px 20px}.provider-strip .logo-tile{max-width:125px}}

/* V6: an intact skyline, with a reserved scene on every screen size. */
.home-page{--home-header-height:88px}
.home-page>header{position:fixed;inset:0 0 auto;transition:background .25s ease,border-color .25s ease}
.home-page.header-over-hero>header{--ink:#f3f6ef;--muted:#d2dfcc;--line:rgba(207,228,191,.24);--surface:rgba(17,35,24,.94);--accent:#d1fa96;--accent-ink:#162516;color:var(--ink);background:rgba(6,15,11,.72);border-color:rgba(207,228,191,.17);backdrop-filter:blur(12px)}
.home-page.header-over-hero .brand-period{color:#d1fa96}
.home-page.header-over-hero .theme-toggle,.home-page.header-over-hero .menu{color:#f3f6ef}
.landing-hero{--ink:#f3f6ef;--muted:#d0dacd;--accent:#d1fa96;--accent-ink:#162516;position:relative;isolation:isolate;width:100%;min-height:100vh;min-height:100svh;margin:0;color:var(--ink);background:radial-gradient(ellipse at 76% 46%,#263823 0%,#112318 37%,#08130d 76%)}
.hero.landing-content{position:relative;grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);grid-template-rows:1fr auto;gap:28px 30px;min-height:100vh;min-height:100svh;padding-block:calc(var(--home-header-height) + 34px) 28px}
.landing-content .hero-copy{position:relative;z-index:2;max-width:565px}
.landing-content h1{font-size:clamp(3rem,5.4vw,5.4rem);line-height:1.06;letter-spacing:-.06em}
.landing-content .hero-copy em,.landing-content .hero-copy .eyebrow{color:#d1fa96}
.landing-content .hero-copy .eyebrow{letter-spacing:.11em;max-width:420px}
.landing-content .hero-copy>p{max-width:455px;line-height:1.75;color:#d0dacd}
.landing-content .hero-foot{color:#c1ceba}
.landing-content .text-link{color:#f3f6ef;border-color:rgba(213,233,195,.45)}
.landing-content .text-link:hover{border-color:#d1fa96}
.landing-visual{min-width:0;align-self:center}
.landing-scene{position:relative;isolation:isolate;aspect-ratio:1.4;max-height:570px;width:100%;pointer-events:none}
.landing-parallax{position:absolute;inset:0;transform:translate(var(--hero-x,0px),var(--hero-y,0px));transition:transform .8s ease-out}
/* These insets reserve space for all motion, including pointer movement. */
.city-assembly{position:absolute;inset:22px 18px 28px;isolation:isolate}
.city-cluster{position:absolute;bottom:0;display:flex;align-items:flex-end;justify-content:center;height:100%;opacity:1;visibility:visible}
.city-cluster img{display:block;width:100%;height:100%;max-width:100%;object-fit:contain;object-position:center bottom;user-select:none;-webkit-user-drag:none}
.city-formation{left:0;width:34%;z-index:3}
.city-payments{left:34%;width:29%;z-index:2}
.city-accounts{left:63%;width:37%;z-index:1}
.city-connection{position:absolute;z-index:0;inset:auto 7% -5px;height:30%;background:radial-gradient(ellipse,rgba(206,250,146,.3),rgba(145,210,98,.06) 47%,transparent 71%);opacity:.35}
.landing-glow{position:absolute;z-index:-1;inset:6% 0 0;background:radial-gradient(ellipse at 50% 60%,rgba(202,247,151,.11),transparent 69%)}
.landing-caption{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:0 18px}
.landing-context{display:flex;flex-direction:column;align-items:flex-start;gap:7px;font-size:.6875rem;line-height:1.5;letter-spacing:.08em;color:#d3dec9}
.landing-context>span:last-child{border:1px solid rgba(222,244,193,.36);border-radius:30px;padding:4px 10px;background:rgba(9,24,14,.46);white-space:nowrap}
.landing-caption p{color:#d0dacd;font-size:.875rem;line-height:1.5;flex-shrink:0}
.landing-caption strong{color:#f3f6ef;font-size:1rem;font-weight:500;letter-spacing:-.025em}
.landing-bottom{grid-column:1/-1;display:flex;gap:26px;align-items:center;justify-content:space-between;min-width:0}
.landing-bottom .setup-rail{flex:1;min-width:0;max-width:890px;margin:0;border:1px solid rgba(212,236,182,.3);border-radius:12px;background:rgba(10,24,14,.65);overflow:hidden}
.landing-bottom .setup-rail a{flex-direction:row;justify-content:flex-start;padding:20px 26px;gap:15px;text-align:left;color:#f3f6ef}
.landing-bottom .setup-rail a+*{border-color:rgba(212,236,182,.24)}
.landing-bottom .setup-rail a:hover{background:rgba(83,112,48,.32)}
.landing-bottom .setup-rail small{font-size:.75rem;color:#c4d5b2}
.landing-bottom .setup-rail span{font-size:1rem}
.motion-toggle{display:inline-flex;align-items:center;justify-content:center;gap:9px;min-height:44px;padding:10px 14px;flex-shrink:0;border:1px solid rgba(213,233,195,.35);border-radius:30px;background:rgba(5,18,10,.7);color:#f3f6ef;font-size:.8125rem}
.motion-toggle[hidden]{display:none}
.motion-toggle:hover{background:rgba(30,51,22,.9);border-color:#d1fa96}
.motion-toggle .icon{width:17px;height:17px}
.motion-toggle .play-mark{display:none}
.motion-toggle[aria-pressed="true"] .pause-mark{display:none}
.motion-toggle[aria-pressed="true"] .play-mark{display:inline-block}
/* The buildings meet and rebound without fading, rotating or leaving the scene. */
.landing-hero.motion-ready .city-formation{animation:city-meet-left 12s ease-in-out infinite paused}
.landing-hero.motion-ready .city-payments{animation:city-meet-center 12s ease-in-out infinite paused}
.landing-hero.motion-ready .city-accounts{animation:city-meet-right 12s ease-in-out infinite paused}
.landing-hero.motion-ready .city-connection{animation:city-join-light 12s ease-in-out infinite paused}
.landing-hero[data-motion="running"] .city-cluster,.landing-hero[data-motion="running"] .city-connection{animation-play-state:running}
@keyframes city-meet-left{
  0%,14%,100%{transform:translate(0,0)}
  34%{transform:translate(7%,2px)}
  42%{transform:translate(4%,-3px)}
  50%,60%{transform:translate(5%,0)}
  84%{transform:translate(0,0)}
}
@keyframes city-meet-center{
  0%,14%,100%{transform:translateY(0)}
  34%{transform:translateY(4px)}
  42%{transform:translateY(-4px)}
  50%,60%,84%{transform:translateY(0)}
}
@keyframes city-meet-right{
  0%,14%,100%{transform:translate(0,0)}
  34%{transform:translate(-7%,2px)}
  42%{transform:translate(-4%,-3px)}
  50%,60%{transform:translate(-5%,0)}
  84%{transform:translate(0,0)}
}
@keyframes city-join-light{
  0%,14%,100%{opacity:.35}
  34%{opacity:.85}
  42%{opacity:.45}
  50%,60%{opacity:.65}
  84%{opacity:.35}
}
.package-detail{display:block;margin-top:5px;font-size:.875rem;line-height:1.65;color:var(--muted)}
.package li strong{color:var(--ink);font-weight:600}
.package-note{margin-top:22px;max-width:880px;font-size:.875rem}
.package-summary{margin:-8px 0 22px;padding:16px 18px;border:1px solid var(--line);border-radius:8px;background:var(--accent-soft);font-size:.875rem;color:var(--ink)}
.package-summary[hidden]{display:none}
.hk-packages a{min-width:0;align-items:flex-start;flex-wrap:wrap;gap:14px}
.hk-packages a>span{flex:1 1 145px;min-width:0}
.hk-packages strong{white-space:nowrap;flex-shrink:0}
.hk-packages a>.icon{display:none}
@media(max-width:1190px){
  .hero.landing-content{gap:28px 24px;grid-template-columns:minmax(0,1fr) minmax(0,1.06fr)}
  .landing-content h1{font-size:clamp(3rem,5.2vw,4.3rem)}
  .landing-caption{padding-inline:10px;gap:10px}
  .landing-context>span:first-child{max-width:175px}
  .landing-bottom .setup-rail a{padding:18px 17px;gap:12px}
}
@media(max-width:960px){
  .home-page{--home-header-height:78px}
  .hero.landing-content{grid-template-columns:1fr;gap:24px;padding-top:calc(var(--home-header-height) + 30px)}
  .landing-content .hero-copy{max-width:650px}
  .landing-content h1{font-size:clamp(3rem,7.5vw,4.6rem)}
  .landing-content .hero-copy>p{max-width:560px}
  .landing-content .hero-actions{margin-top:25px}
  .landing-content .hero-foot{margin-top:22px}
  .landing-visual{width:100%;max-width:650px;justify-self:center}
  .landing-scene{aspect-ratio:1.5}
  .landing-caption{padding-inline:18px}
  .landing-context>span:first-child{max-width:none}
  .landing-bottom{gap:16px}
  .landing-bottom .setup-rail a{padding:17px 13px;gap:10px}
  .landing-bottom .setup-rail .icon{width:20px;height:20px}
  .motion-toggle{font-size:.75rem;padding-inline:11px}
}
@media(max-width:760px){
  .hero.landing-content{gap:20px;padding-bottom:24px}
  .landing-content h1{font-size:clamp(3rem,9vw,4.5rem)}
  .landing-bottom{flex-direction:column;align-items:stretch;gap:12px}
  .landing-bottom .setup-rail{flex:none;width:100%;max-width:none}
  .landing-bottom .setup-rail a{justify-content:center}
  .motion-toggle{align-self:flex-end}
  .hk-packages a{flex-direction:column;align-items:flex-start}
  .hk-packages a>span{flex:0 1 auto}
}
@media(max-width:480px){
  .home-page{--home-header-height:74px}
  .hero.landing-content{padding-top:calc(var(--home-header-height) + 24px);gap:18px}
  .landing-content h1{font-size:clamp(2.65rem,10.8vw,3.4rem)}
  .landing-content .hero-copy .eyebrow{font-size:.6875rem;letter-spacing:.08em;margin-bottom:16px}
  .landing-content .hero-copy>p{font-size:1rem;margin-top:20px}
  .landing-content .hero-actions{gap:13px 18px;margin-top:22px}
  .landing-content .hero-foot{font-size:.75rem;margin-top:20px}
  .landing-scene{aspect-ratio:1.4}
  .city-assembly{inset:16px 10px 22px}
  .landing-caption{padding-inline:4px;gap:12px;align-items:flex-end}
  .landing-context{font-size:.625rem;letter-spacing:.04em}
  .landing-context>span:first-child{max-width:150px}
  .landing-caption p{font-size:.75rem}
  .landing-caption strong{font-size:.8125rem}
  .landing-bottom .setup-rail a{padding:15px 6px;gap:8px;flex-direction:column;text-align:center}
  .landing-bottom .setup-rail span{font-size:.875rem}
  .landing-bottom .setup-rail small{font-size:.6875rem;letter-spacing:0}
  .hk-packages a{flex-direction:row;align-items:center;gap:14px}
  .hk-packages a>span{flex:1 1 120px}
  .hk-packages strong{margin-left:auto}
}
@media(prefers-reduced-motion:reduce){
  .landing-parallax{transform:none!important;transition:none!important}
  .landing-hero .city-cluster,.landing-hero .city-connection{animation:none!important}
  .motion-toggle{display:none!important}
}

/* V7: direct email links and contact submission feedback. */
.footer-top .footer-email{display:block;margin-top:12px;font-size:.875rem;color:var(--accent);letter-spacing:0;overflow-wrap:anywhere}
html[data-theme="light"] .footer-top .footer-email{color:#507427}
.contact-email{display:inline-block;margin-top:12px;font-size:1.15rem;color:var(--ink);text-decoration:underline;text-underline-offset:4px;overflow-wrap:anywhere}
#enquiry{position:relative}
#enquiry .form-trap{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden;clip-path:inset(50%)}
#enquiry .button:disabled{opacity:.65;cursor:wait;transform:none;box-shadow:none}
#enquiry[aria-busy="true"] .button .icon{animation:none}
#form-status[data-state="error"]{color:var(--ink);padding:14px 16px;border:1px solid var(--line);border-radius:8px;background:var(--paper)}
#form-status[data-state="success"]{color:var(--ink);padding:14px 16px;border:1px solid #88a856;border-radius:8px;background:var(--accent-soft)}